JOV Finance OÜ - 12830296 | Print Summary Report
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JOV Finance OÜ

Summary report

Date of report 18.04.2025

JOV Finance OÜ
12830296 - Registered
Founded in 07.04.2015
Fixed capital 2,500 €

VAT  
EE101989910 (start 01.08.2017)
start end
01.08.2017 -

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keywords

  • audiit- ja raamatupidamisteenused
  • usaldushalduse ja äriühingute teenus
  • korporatiivteenused
  • uue ettevõtte loomine
  • pangakonto avamine
  • raamatupidamisteenused
  • äri lisateenused
  • maksualane nõustamine

JOV Finance OÜ

Scores and ratings

Reputation score

What is Reputation score?

Credit Score

Trustworthy 0.01

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Employees and salaries

JOV Finance OÜ

Number of employees and estimated average salaries
?

JOV Finance OÜ

Employee taxes and performance analysis
?
QuarterLabor taxes
paid		Number of employees
Turnover
Per Employee		Profit
per employee
2025 I........................
2024 IV........................
2024 III........................
2024 II........................
2024 I........................
2023 IV........................
2023 III........................
2023 II........................
2023 I........................
2022 IV........................
2022 III........................
2022 II........................
2022 I........................
2021 IV........................
2021 III........................
2021 II........................
2021 I........................
2020 IV........................
2020 III........................
2020 II........................
2020 I........................
2019 IV........................
2019 III........................
2019 II........................
2019 I........................
2018 IV........................
2018 III........................
2018 II........................
2018 I........................
2017 IV........................
2017 III........................
2017 II........................
2017 I........................
2016 IV........................
2016 III........................
2016 II........................
2016 I........................
2015 IV........................
2015 III........................
2015 II........................

Deciders and beneficiaries

JOV Finance OÜ

Decision-makers
?

Olga Kossinskaja

Relations: 3
Turnover 2025: 76 105 €
Employees: 2
Olga Kossinskaja
★★★★

......

Related companies scores

Credit Score: Neutral

Reputation score: 1950

Date of birth: ......

Active relations 3

AccountingAdministration of horticulture and cottage associationsOrganising and forwarding freight consignments
*Every member of the management board may represent the private limited company in concluding all transactions.

JOV Finance OÜ

History of right of representation
?
Field
Administrative Activities
Business age
10y
Beneficial country:
Estonia
 
Olga Kossinskaja ... - ...
2015
2016
2018
2019
2021
2022
2024
2025
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025

JOV Finance OÜ

Owners
?

Former owners

NameCredit ScorePaymentBeginningTypeHolding
0.34
..................
100%

Former owners

NameCredit ScorePaymentBeginningEnding
0.34
..................

JOV Finance OÜ

Subsidiaries and associates
?

Former subsidiaries and associates

Former subsidiaries and associates

NameCredit ScorePaymentBeginningEnding
0.03
..................

Beneficiaries

Volumes and values ​​of beneficiaries' assets

Finances and assets

JOV Finance OÜ

Goodwill

JOV Finance OÜ

Taxes paid and estimated average salaries

JOV Finance OÜ

Quarterly indicators
QuarterTurnoverTaxed turnoverLabour productivityLabour productivityEmployeesNational taxesLabor taxes
2025 I* ............* ..............................
2024 IV* ............* ..............................
2024 III* ............* ..............................
2024 II* ............* ..............................
2024 I* ............* ..............................
2023 IV* ............* ..............................
2023 III* ............* ..............................
2023 II* ............* ..............................
2023 I* ............* ..............................
2022 IV* ............* ..............................
2022 III* ............* ..............................
2022 II* ............* ..............................
2022 I* ............* ..............................
2021 IV* ............* ..............................
2021 III* ............* ..............................
2021 II* ............* ..............................
2021 I* ............* ..............................
2020 IV* ............* ..............................
2020 III* ............* ..............................
2020 II* ............* ..............................
2020 I* ............* ..............................
2019 IV* ............* ..............................
2019 III* ............* ..............................
2019 II* ............* ..............................
2019 I* ............* ..............................
2018 IV* ............* ..............................
2018 III* ............* ..............................
2018 II* ............* ..............................
2018 I* ............* ..............................
2017 IV* ............* ..............................
2017 III* ............* ..............................
2017 II* ............* ..............................
2017 I* ............* ..............................
2016 IV* ............* ..............................
2015 IV* ............* ..............................
2015 III* ............* ..............................
2015 II* ............* ..............................

JOV Finance OÜ

Sales revenue by business area

JOV Finance OÜ

Sales revenue by country

JOV Finance OÜ

Financial indicators and prognosis

JOV Finance OÜ

Financial raiting: "VERY GOOD" (2025 prognosis)
2025 prognosis
LIQUIDITY
?
Net Working capital
...
Short-term debt coverage ratio
...
USE OF LOAN CAPITAL
?
Turnover ratio of fixed assets (X)
...
EFFECTIVENESS
?
Debt to assets ratio (X)
...
Capitalisation multiplier (X)
...
PROFITABILITY
?
Sales revenues (%)
...
Total asset revenues (%)
...
Equity revenues (%)
...
Unsatisfactory
1
2
3
4
5
Very good

JOV Finance OÜ

Annual reports
Year Period Submitted Report PDF
2023 01.01.2023–31.12.2023 26.06.2024 ......
2022 01.01.2022–31.12.2022 28.06.2023 ......
2021 01.01.2021–31.12.2021 28.07.2022 ......
2020 01.01.2020–31.12.2020 27.07.2021 ......
2019 01.01.2019–31.12.2019 24.08.2020 ......
2018 01.01.2018–31.12.2018 28.06.2019 ......
2017 01.01.2017–31.12.2017 29.06.2018 ......
2016 01.01.2016–31.12.2016 30.06.2017 ......
2015 01.01.2015–31.12.2015 29.06.2016 ......

Liabilities and debts

JOV Finance OÜ

Credit score history and prognosis
Recommended credit limit

... €

Recommended payment term

......

Business risk classes:

Trustworthy Neutral
Borderline Problematic Risky

JOV Finance OÜ

Reports and assets-liabilities overview 18.04.2025
?
Annual reports: ......
Annual reports: ......
Tax declarations:......
Assets to cover liabilities (short-term)
Assets: ...... €1 EURO of assets to cover short-term debt obligations: ...... €
Liabilities: ...... €Net Working capital: ...... €

JOV Finance OÜ

Claims history
?
1 month
6 months
Year
5 years
MAX
1 month
6 months
Year
5 years
MAX
Debt claims as of ......
Tax debt ...... €
Private debt ...... €

Total debt claims: ...... €

Latest events
...... ......

JOV Finance OÜ

Income (turnover) and expenditure (taxes paid)
?
QuarterTurnoverTaxed turnoverNational taxes paidLabor taxes paidNumber of employees
2025 I* ...... €...... €...... €...... €......
2024 IV* ...... €...... €...... €...... €......
2024 III* ...... €...... €...... €...... €......
2024 II* ...... €...... €...... €...... €......
2024 I* ...... €...... €...... €...... €......
2023 IV* ...... €...... €...... €...... €......
2023 III* ...... €...... €...... €...... €......
2023 II* ...... €...... €...... €...... €......
2023 I* ...... €...... €...... €...... €......
2022 IV* ...... €...... €...... €...... €......
2022 III* ...... €...... €...... €...... €......
2022 II* ...... €...... €...... €...... €......
2022 I* ...... €...... €...... €...... €......
2021 IV* ...... €...... €...... €...... €......
2021 III* ...... €...... €...... €...... €......
2021 II* ...... €...... €...... €...... €......
2021 I* ...... €...... €...... €...... €......
2020 IV* ...... €...... €...... €...... €......
2020 III* ...... €...... €...... €...... €......
2020 II* ...... €...... €...... €...... €......
2020 I* ...... €...... €...... €...... €......
2019 IV* ...... €...... €...... €...... €......
2019 III* ...... €...... €...... €...... €......
2019 II* ...... €...... €...... €...... €......
2019 I* ...... €...... €...... €...... €......
2018 IV* ...... €...... €...... €...... €......
2018 III* ...... €...... €...... €...... €......
2018 II* ...... €...... €...... €...... €......
2018 I* ...... €...... €...... €...... €......
2017 IV* ...... €...... €...... €...... €......
2017 III* ...... €...... €...... €...... €......
2017 II* ...... €...... €...... €...... €......
2017 I* ...... €...... €...... €...... €......
2016 IV* ...... €...... €...... €...... €......
2015 IV* ...... €...... €...... €...... €......
2015 III* ...... €...... €...... €...... €......
2015 II* ...... €...... €...... €...... €......

JOV Finance OÜ

Bailiff's enforcement proceedings as of 18.04.2025
?

Bailiff's enforcement proceedings MISSING

JOV Finance OÜ

Regulations of the Payment Order Department as of 18.04.2025
?

Regulations of the Payment Order Department MISSING

JOV Finance OÜ

Court orders in the register as of 18.04.2025
?

Court order MISSING

JOV Finance OÜ

Decisions of the Consumer Disputes Committee as of 18.04.2025
?

Consumer disputes MISSING

JOV Finance OÜ

Court hearings as of 18.04.2025
?

Court hearings MISSING

JOV Finance OÜ

Rulings as of 18.04.2025
?

Court settlemets MISSING

JOV Finance OÜ

Notices and announcements as of 18.04.2025
?

Announcements MISSING

Marketing

Business network

JOV Finance OÜ

 Business network
CREDIT RISK CLASSES
Deleted
Trustworthy
Neutral
Borderline
Problematic
Risky
Historical connection
Active connection
amount of turnover
amount of debt
Extension of networks
The network is visible with reduced links
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Beneficiaries network

JOV Finance OÜ

 Networks - Beneficiaries
The network is visible with reduced links
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Monitoring events

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Type

Neutral

Positive

Negative

No monitoring events found.

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