Credit SSB-s
Credit management in Storybook
protect your business and minimize credit losses with the complete "Lead to cash" solution
Approximately 20 years of experience in developing both analytical models and information technology solutions adds an additional guarantee that “Lead to cash” is more effective than collection.
Comprehensive reports
Interactive graphs, networks, and unique analytical models that display historical data and forecast the future.
Estimated turnover, credit score, decider finances etc.
Financial background
With the help of unique technology, the credit and financial background also reaches external systems (ERP, CRM, etc.) for every employee to use and make more informed decisions
Debt management
We provide full services from credit sales to cash collection. Debt portfolio analysis, credit monitoring, chain method collection, debt disclosures, court proceedings etc.
Support services
Credit management support services help to prevent debtors' risky behavior in the entire credit sales chain. Security stamp (guarantee) and EVUL certificate.
Why "Lead to cash" complete solution?
20+ years of experience as industry experts.
40-60% per month, the volume of the debt portfolio permanently decreases after three months of use.
“Lead to cash” users are:
Entrepreneurial and decision-making individuals – employees of small, medium and large companies.
Motivated individuals who shop online, apply for a job, or search online for information about a person or company.
Only business portal in Estonia:
Where businesses can use information in their systems without an API data interface.
Which allows websites and Google to see the credit background of website owners, companies and individuals.
Where the reports of all companies/persons are interactive and contain unique analytics and future forecasts.
Where debt management is carried out using a chain method and is more effective than debt collection.
How does credit management in Storybook benefit your company?
When compared to competitors, Storybook provides significantly more unique solutions
while saving at least 3x the time and money.
One second background check
Within one second, the credit score and free credit limit provide you with important information before each business transaction.
With one click, you can add a company or person under surveillance so that no important event is overlooked.
Updating credit information
Without a complicated data interface, you can get real-time information about the payment and financial capacity of all companies and board members into your sales management or accounting software. Including direct contacts of companies and individuals!
Debt portfolio analysis
Automatic monitoring analysis of the entire customer base, the aim of which is to immediately react to negative changes in the customer portfolio (indebtedness, closing of credit limits, appearance of a frontman on the board, etc.) in order to avoid difficulties in recovering claims.
Unique reports of entrepreneurs
The reports of the board members provide an excellent overview of the entrepreneurs' business experience, risk behavior, financial capacity and overall contribution to society. Interactive networks of beneficiaries and their wealth and net worth in euros.
Effective credit management
Credit and debt management processes are:
* detailed customer base analysis and monitoring
* notify those who have not paid by the deadline
*conclusion of joint payment agreements
*claims collection using the chain method
*court and bankruptcy proceedings, notary, etc
Security network (support services)
Both the security stamp on documents and the EVUL certificate give cooperation partners the knowledge that your company is protected.
This disciplines clients and gives you an added sense of security that the company's finances are under control.
*Free access is valid for one month and does not oblige you to do anything
The access permit will be sent to you within one working day.
Credit management in Storybook
Credit management in Storybook helps you protect your business by ensuring timely cash receipts with the least amount of time and administration
Use company and person reports before each business transaction to get a clear overview of the partner’s finances. This way you avoid taking credit risks.
Put companies and individuals under surveillance so that no significant credit risk event is missed. This way you keep your customer portfolio solvent.
The reports of companies and individuals are all interactive and contain historical data (since 1992) on which analytical models based on machine learning have been developed to increase sales opportunities and prevent credit risks.
- – Credit score and free credit limit
- – Reputation score to increase sales opportunities
- – Estimated financial indicators for quarter and current year
- – Beneficiaries and their net asset values
Without a complex and expensive data interface, it is possible to very easily get credit scores and business risk classes, etc., of companies into external systems (web-based CRM, ERP, etc. software) in real time, which provide both financial and time savings in assessing the risks of credit sales. Read more about the web application: Storybook WEB
Science-based credit score processes all data sets related to the company every day, so it can react and inform the user about the company’s risks immediately.
The credit score of the decision-makers (persons) is obtained by the arithmetic average of related companies, which is based on the credit score status of companies with valid relationships in real time and the credit score status of companies with invalid relationships at the time when the board member left the company.
Credit and debt management, which is more effective than debt collection
Protect your business by securing cash receipts with the complete “Lead to cash” solution – this is an all-in-one service that minimizes credit losses and reduces the cost of credit management. In among other things, we:
* perform automatic analyzes and daily monitoring of debt portfolios (customer bases).
* send payment reminders (soft method) and intensively negotiate with debtors to obtain payment agreements (strict method).
* disclose debts in the Inforegister and Storybook, which are visited by approx. 680,000 visitors per month (extremely strict method)
* enter into guarantees with sureties and collect arrears using the chain method of debt collection.
Lawsuits, expedited payment order procedures, bankruptcy procedures and other legal and notarial actions.
Support services that help prevent risky behavior of debtors
Credit management support services help to prevent debtors’ risky behavior in the entire credit sales chain.
The security stamp on invoices and documents informs customers that your invoices are protected and it disciplines your customers to meet the deadlines for invoices or loan payments.
The membership and certificate of the Estonian Creditors’ Union gives your cooperation partners the knowledge that your background has been checked by the Union and that you qualify as a reliable company. Union membership shows that you stand for an honest and transparent economy, which adds to the sense of security that your finances are under control.
A company that shows the strength of its brand, adequately assesses the solvency of buyers and monitors both them and the receipt of invoices, is respected and trusted by its partners.
Already 2000+ customers use credit management "Lead to cash" full solution.
Order free access to reports of companies and individuals
*Free access is valid for one month and does not oblige you to do anything.
However, if you like our unique reports, we will put the full “Lead to cash” solution to work (the first month is free).