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Owners

Compensa Life Vienna Insurance Group SE (hereinafter Compensa Life Insurance) is one of the oldest life insurance companies in the Baltics, with its headquarters in Estonia and branches in Latvia and Lithuania.

Compensa Life Insurance is fully owned by Austria's leading insurance group VIENNA INSURANCE

GROUP AG Wiener Versicherung Gruppe (hereinafter

VIG or Group).

The predecessor of Compensa Life Insurance was Seesam Life Insurance, which was founded in 1993 in Estonia. In 2007, life insurance companies using the same brand in Estonia, Latvia and Lithuania were merged and registered as the European business entity Seesam Life Insurance SE. Since 2008, the sole owner of Compensa Life Insurance has been the Vienna Insurance Group. The new business name Compensa Life Vienna Insurance Group SE and the owner's brand Compensa were introduced in 2009. The company's permanent location is in Estonia.

Compensa Life Insurance has a total of 19 offices in the three Baltic countries and employs 234 people.

Since 2016, Vienibas Gatve Investment OÜ, Compensa Life Distribution UAB (subsidiaries of Compensa Life Insurance) and Vienibas Gatve Properties SIA (a subsidiary of Vienibas Gatve Investment OÜ) have been part of the same consolidation group (hereinafter Compensa).

As of 31.12.2021, a total of 15 people were employed in the subsidiaries.

The aim of Compensa Life Insurance is to help its clients cope with financial risks by offering flexible and modern insurance solutions. The product portfolio of Compensa Life Insurance includes guaranteed return and investment risk accumulation products, life insurance products with death coverage, accident insurance and various additional insurances. Compensa

Life Insurance branches in Latvia and Lithuania also offer health insurance.

Compensa Life Insurance's business activities are aimed at both private and business customers. In the Baltics, Compensa Life Insurance serves over 147,000 customers, with assets amounting to over 476 million euros. In Estonia, Compensa Life Insurance is the only pension insurance payer.

"We strive to offer our clients in Austria and Central and Eastern Europe products and services that take into account their specificities and meet their needs. Our strategy is to ensure long-term profitability and stable revenue growth. Thanks to this, we are a reliable partner in a rapidly changing environment."

The Vienna Insurance Group (VIG) operates in 30 countries and employs more than 25,000 people in its approximately 50 companies. We develop insurance solutions that take into account personal and local needs.

Therefore, we are one of the leaders in the insurance sector in Austria and Central and Eastern Europe.

The Vienna Insurance Group is an international insurance group with its headquarters in the Austrian capital, Vienna. After the fall of the Iron Curtain in 1989, VIG quickly evolved from a company that originally only operated in Austria into an international group. VIG is known as a stable and knowledgeable provider of financial protection. The roots of the group date back to 1824.

The fact that we have almost two centuries of experience and we focus on providing insurance coverage based on our core knowledge and skills, provides a sense of security and safety to our more than 22 million customers.

In addition to Austria, VIG's home market is Central and Eastern Europe, which accounts for more than half of the group's total insurance premiums. In line with the economic forecast for Central and Eastern Europe, the group is focusing on this region. According to the forecast, the region's economic growth should be twice as fast as