Purchasing protection keeps the money safe with the help of the payer until the receipt of the goods has been confirmed, reducing purchase risks and ensuring a faster, clearer dispute resolution. The solution is designed for both private consumers and small and medium-sized enterprises, who want to strengthen the buyer's trust and reduce the risk of repayments and fraud.

Why is this necessary?

In the online trade, there is often uncertainty: whether the goods arrive, comply with the description and who is responsible for the refund. The payer mechanism creates a neutral tool where the money is released to the seller only after confirmation of the delivery or agreement between the two parties. The purpose of this transaction is to increase the security of the buyer and to provide a clear buyer responsibility

How does the process work?

1. The Buyer makes a payment that is directed to the payer.
2. The Seller sends the goods and provides proof of delivery.
3. The Buyer confirms acceptance or initiates the return process on the basis of a return guarantee.
4. Li>Li>In case of a dispute, a neutral review will be activated and, if necessary, funds will be released or returned in accordance with the decision.

The most important results

• The lesser cases of fraud and lower costs of repayment.
Explore the conditions and put in place a solution that first puts the buyer at risk.