Regulatory transparency and operational readiness confer a competitive advantage and reduce the risk of market entry. We coordinate applications for PSP‐license and e-money institution (EMI‐license) and create appropriate processes and policies to ensure a smooth process and a positive assessment of regulators.

For whom

The services are targeted at payment service providers, fintech‐startups, close banking companies and financial platforms wishing to obtain PSP‐license or EMI‐license. Suitable both for teams who need expert advice to conduct the procedure and for those who want support in setting up compliance checks and regulatory audits.

What we offer

Offers include final procedural coordination and practical regulatory advice until the authorisation is granted. The services focus on:

• PSP‐license and EMI‐license procedures management and documentation preparation;
• Compatibility control plan and policy building (AML, KYC, risk management);
• Regulator communication preparation and representation in proceedings;
• Organisational preparedness: internal control, IT‐security requirements and financial reporting;
• Li> Learning plans and training for management and key personnel to strengthen compliance culture.

PSP‐license or EMI‐license is not just paper - this is proof of reliability and responsibility in managing client assets. Proper preparation reduces the time for the procedure and minimises the risk of rejection due to shortcomings. Systematic compliance checks ensure that the activities meet both local and international requirements and provide certainty to market partners and customers.

Main advantages

• Speed market entry: optimised application process and prior control reduce delays;
• Less project risk: preventive regulatory advice removes major obstacles before formal examination;
• Better transparency and trust: clear policies and documentation strengthen relations with regulators and business partners;
• Permanent compliance: implemented compliance control and training ensure sustainable activities.

Erising approach

em>PSP‐licence and EMI‐licence applications need not be complex or risky. Considered compliance control, targeted regulatory advice and active coordination provide assurance that the necessary processes and policies meet expectations and regulatory standards.

Currently: preparation that combines strategy and enforceability, shortens procedure time and strengthens business credibility - preparedness for regulatory review ensures savings in time and cost.