Data-based insurance that protects farm incomes

Data-based insurance combines accurate satellite data, smart risk indices and the coverage of special agri-techniques to provide a clear, rapid and reliable solution to hedge agricultural risks. Larger weather damage - including drought damage and rail damage - no longer needs to mean a sudden loss of income or time-consuming damage compensation procedures.

For whom

The solution is suitable for both small farms and large farms, agro-technic tenants and investment programmes that need reliable revenue protection. Suitable especially for those whose income depends on yield and who want to reduce the weather variation.

Why is it valuable

The combination of satellite data and data-based models allows a rapid and objective assessment of the damage. This speeds up the payment of damages and reduces the administrative burden. In addition, the coverage of extensive harvest protection and special techniques ensures that both periodical dry periods and unexpected hail episodes are covered by insurance.

Main functions and advantages

• Satellite data: continuous monitoring of growth status and humidity, which allows early warning and accurate damage assessment.
li>Dry damage mitigation: automatic index-based payments that activate when the defined limits are exceeded.
• Racular damage protection: fast-track assessment and accelerated benefits to reduce work standstill and repair costs.
• >Agritechnika coverage: emergency repair and replacement equipment and precision systems. If the indices show anomaly - for example, a permanent drought condition or a global hail storm - the automatic method of compensation will be activated, which will reduce paperwork and speed up the flow of funds to the farm. It is also possible to add customised coverage for a particular culture, growth phase or agglomeration risk.

  Why choose a data-based approach

  A data-based solution reduces subjective assessment and speeds up decisions. Well-calibrated models improve the accuracy of projections, leading to lower risks and a more competitive insurance premium. This is an investment that strengthens the reliability of the farm and supports sustainable management.

  Invitation to activities

  Care for security: bring in better predictable income and faster damages. Contact us to get a personal risk assessment and offer that protects yields, agri-techniques and farm income.