What is Drought insurance?

Drought insurance provides insurance against drought damage, compensating for harvest losses and providing a more stable income base. The assessment is based on reliable satellite VanderSat measurements, which allow accurate and accelerated harvest compensation without a complex and slow field inspection.

Who is appropriate?

Drought insurance is intended for cereal growers, the horticultural sector, private farms, agricultural cooperatives and financiers looking for a reliable way to protect their income during periods of drought due to climate change. The service is suitable both for smaller farms and for larger farms that need data-based risk management.

How does it work?

Satellite data monitor the health of the environment and vegetation throughout the season. If abnormally low biomass or growth-positive indices are detected in VanderSat data, the automatic evaluation process shall be activated, which determines the extent of the drought damage and compares it with the recovery limits specified in the agreement. Catch compensation is paid quickly and transparently, reducing demand delay.

Main functions and benefits

• Satellite-based assessment - accurate VanderSat measurements reduce subjective assessment and paperwork.
• Speed and clear catch compensation - automatic data processing allows quick decision-making and quicker payments.
• Protection of income - more stable income in years when drought damage threatens economic results.
• The use of reduced administrative costs - less field-inspections and simplified damage claim procedure.
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• <Koad coverage < The harvest compensation will become more transparent and reliable, which in turn strengthens financial stability and production security.

  Differentiating factors

  1. VanderSat technology: top-level satellite data processing and specific growth pattern analyses.
  2. Automated claims procedure: less paper, faster decision-making process.
  3. Flexible insurance conditions: option to choose risk and coverage levels according to the business model of the company.

  How to start?

  Hanking takes place on the basis of simple price request and analysis of agricultural data. The initial risk assessment and the definition of coverage desires allow for the provision of personalised conditions. In the future, continuous satellite monitoring will ensure a transparent and fast claim procedure.

  Drought insurance provides a secure, technology-based solution that protects revenues and reduces the economic impact of drought damage - a reliable choice for smart agriculture.