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      Urmas Kõrgesaar

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      Telefoni- ja internetikelmused ei piirdu ohvri kontol oleva raha väljapetmisega. Identiteedi kuritarvitamise korral sõlmivad petturid teise isiku nimel krediidi

      Kes vastutab identiteedipettuse teel võetud laenu eest?

      Andmerobot

      Telefoni- ja internetikelmused ei piirdu ohvri kontol oleva raha väljapetmisega. Identiteedi kuritarvitamise korral sõlmivad petturid teise isiku nimel krediidilepinguid ja võtavad tema teadmata laenu. Sellises olukorras tekib keskne õiguslik küsimus: kas krediidiandja saab nõuda laenu tagasimaksmist isikult, kes ei ole krediidilepingut tegelikult sõlminud? Autentimine ega digiallkiri ei tõenda ümberlükkamatult lepingu sõlmimise tahet Digitaalne laenuprotsess võib väliselt näida laitmatu:...

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